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A Step-by-Step Guide to Buying a Home

Buyer's Guide

A Step-by-Step First Time Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by your agent will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

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Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More

My goal is to provide you with the most personalized service that is designed to help you buy your dream home.

Schedule a Consultation
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More
main

Get To Know Us

The Luminary Group Homes & Estates provides ethical concierge service to people of all backgrounds throughout San Diego, Orange, and Riverside counties. The team values interpersonal relationships as much as it does results, assuring its clients that their real estate journey is as enjoyable as it is successful. For more information, visit www.luminaryre.com.

Learn More

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.

WHAT OUR CLIENTS SAY

Jeff was very helpful and responsive. And besides that, he's a very nice guy! We enjoyed working with him and would not hesitate to recommend him to others.

— G. PARKER

WHAT OUR CLIENTS SAY

Making the sale of our condo a quick and seamless deal, Jeffrey also negotiated the purchase of our new home. Kudos for his help and expertise in this whole process.

— ROSE W.

WHAT OUR CLIENTS SAY

Jeffrey was a wonderful advocate and guide through the entire purchase process. We appreciated his local expertise and his ability to help us get the best possible price while also being very easy to work with.

— KURT

WHAT OUR CLIENTS SAY

Jeff was very professional, always answered our questions and addressed any concerns. His communication with us was always timely and helpful. We have worked with Jeff before and will continue to work with him in the future.

— MAI-LEA D.

WHAT OUR CLIENTS SAY

Jeff did a great job guiding us through the process including staging recommendations and pricing strategy. I had a "number" I was hoping to get and we got far more than that for our home. I would highly recommend Jeff to anyone buying or selling.

— SELLER

WHAT OUR CLIENTS SAY

Jeff has helped me through the process of purchasing two homes through the years and selling one, and he's been such a great help through all of it. He's super responsive and communicative through the whole process, and knows the market and process well. Would definitely recommend him to anyone!

— BUYER

WHAT OUR CLIENTS SAY

Jeff Liao is an amazing agent. We’ve done three deals with Jeff and every time it goes very smoothly. Jeff works harder than anyone I know to make sure every part of every deal is taken care of. Jeff is trustworthy, diligent, and an excellent communicator. We love working with him and will definitely use him again in the future.

— JEFF K.

WHAT OUR CLIENTS SAY

Very sharp and on top of everything at all times! The professionalism and service provided by him, and his team, was beyond our expectations. Everything in the home selling process was streamline and easy. Jeff was always available and eager to help and answer any of our questions. I would definitely recommend Jeff to friends and family.

— JEFF B.

WHAT OUR CLIENTS SAY

Jeff sold our first home in Poway for top dollar and now has helped us purchase a home back in our old neighborhood after we moved from Texas. Jeff is always quick to get back to our text messages, emails and calls and always has our best interest at heart. He always works hard and is a great problem solver. It would be tough to find a better REALTOR in the San Diego area.

— BUYER & SELLER

WHAT OUR CLIENTS SAY

This is the third time using Jeff for buying or selling our home. As always he delivered a seamless transaction for us. We appreciate him and his team for keeping us up to date on everything throughout the process. What I like about Jeff is he'll always tell you the honest truth, even if it hurts a little. We highly recommend Jeff and his team if you're buying or selling your home.

— GRANT D.

WHAT OUR CLIENTS SAY

It has been an absolute pleasure having Jeffrey guide us and represent us in the home buying process. Jeff is thorough, thoughtful, responsive, caring, knowledgeable and so professional. He made home shopping during the height of the housing market boom a breeze! His expertise shines bright as well as his passion for what he does. He is connected and invested into the community. I'm happy to recommend Je...

— SHANAE B.

WHAT OUR CLIENTS SAY

He is very communicative. Always was in the know. He knows all the local agents and they all know him. That made our entire process streamlined. He was able to negotiate our asks easily because of the relationships he has developed. Always available on a moments notice. Always responded to emails or texts right away. Always available by phone. He has so many contacts that even after the purchase our life...

— BUYER | SELLER

WHAT OUR CLIENTS SAY

Jeff is the ultimate Professional. Jeff and his entire team took care of every detail of the transaction. From our first meeting to discuss selling our house until the final closing, Jeff kept us informed and made everything simple for us to understand. Jeff gave us great advise on each step and made sure that not only did we get the maximum value but that we were comfortable with our decision. We are ve...

— WAYNE K.

WHAT OUR CLIENTS SAY

When seeking a home Jeff is the best! We had previously worked with a different agent who we felt wasn't fighting for us when it came to negotiating some repairs, he had an "it is what it is" attitude. Jeff on the other hand worked tirelessly to get us the best fair deal possible. His professionalism and strategy I believe got us the home we wanted, again at a fair price. Additionally, he has a team of f...

— B. S. TOWERS

WHAT OUR CLIENTS SAY

I chose Jeff to represent me based on our initial interviews and the successes he had with previous condos in the same complex. Jeff delivered on everything he promised. Once the condo was vacant he and his team worked on the presentation, photography, and marketing. It sold and escrow fully closed in only three weeks. Jeff was open to my thoughts and questions but ultimately his insights and expertise m...

— LADNER

WHAT OUR CLIENTS SAY

Jeff was an incredible resource in helping us navigate our transition to the San Diego area. His local knowledge, his connections to various resources, and most importantly, his passion for helping people came through with every meeting and conversation. Through every twist and turn of our buying process, Jeff was always well prepared and provided us with great guidance on potential items of consideratio...

— BUYER

WHAT OUR CLIENTS SAY

I have bought and sold houses, and never met an agent like Jeffrey. Extremely professional, easy to work with, and took care of every detail from start to finish. From the initial visit, photography session, providing all the inspections, and scheduling and screening of potential buyers, it all went extremely easy. Sold our house in 3 days with multiple offers. Was always available to answer all my quest...

— SELLER

WHAT OUR CLIENTS SAY

Jeffery is the best at what he does. He was attentive and answered all of my questions. and I had plenty. Made the whole process from before listing to the sale of my property effortless for me. He took care of everything. Hired painters and carpet installers to get my property ready for a top-dollar sale. Took pictures and a virtual staging that almost made me not want to sell. Lol. He always answered m...

— SELLER

WHAT OUR CLIENTS SAY

My wife Grace and I met Jeff at an Open House in the 4S Ranch area of San Diego. Nothing much came out of the open house besides learning that Jeff was great friends with my boss at work. My father is a REALTOR in the Bay Area and we wanted to find a local REALTOR (for a referral fee) to help represent us in purchasing a home as well as selling our current home. We are so glad we remembered Jeff because ...

— BUYER & SELLER

WHAT OUR CLIENTS SAY

Jeff was the Best thing or person that happened to my home purchase in 2022! This is a crazy time to buy a home in Southern California when you need to make decisions quickly and a capable, well-connected, responsive and reliable REALTOR like Jeff made a world of difference for me. I was working through a couple of REALTORS assigned to me by Zillow and going nowhere when Jeff was recommended by a dear co...

— H. SIEH

WHAT OUR CLIENTS SAY

We had a an awesome working with Jeff and his team. Jeff was very patient and knowledgeable that we trusted him with his recommendations and advices. We never felt pressured or frustrated throughout the process. Jeff was available at all hours to answer all our questions and concerns. Highly recommended because you won’t be disappointed working with Jeff and his team.

— ANDY D.

WHAT OUR CLIENTS SAY

Need to buy a house in SD? Look no further! Jeff and his team (we worked very closely with Cate too) were amazing!! We first started talking to Jeff more than a year ago before we moved to SD to understand the market and he gave us suggestions of zip codes that met our needs. Over the last year Jeff or Cate met/ communicated with us countless times. They encouraged us to continue seeing homes just so we...

— TANVI S.

WHAT OUR CLIENTS SAY

Jeff and his staff were on it from day one. Jeff's video and photo team started it off. The video and pictures were spectacular. They captured the home and it's size beautifully. From there, the coordination of realtor caravan and open house's went seamlessly. Jeff and his associate Cate provided us with immediate feedback and answered questions quickly. Jeff even helped coordinate the sale of furn...

— ROSS W.

WHAT OUR CLIENTS SAY

Jeff and his team are phenomenally knowledgeable and expedient professionals who will make buying and selling as easy as you can ever imagine. They are action-driven people who prioritize your needs and timelines, and provide solid advice based on clear rationale supported by the current market trends. Jeff and his team deserve our utmost confidence.

— JERRY F.

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Working With the Team

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We serve San Diego, Orange, and Riverside counties, specializing in all demographics, including first-time, move-up, and downsizing homebuyers, sellers, military personnel, relocators, investors, and more.

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Contact Details

JPL Real Estate Group

(858) 216-4290

[email protected]



11610 Carmel Mountain Rd.
San Diego, CA 92128